Named for where
the deals get done.

Every field has a turnrow — the strip at the headland where the planter lifts, the tractor swings around, and, when a neighbor pulls up, the business of farming actually happens. More land has changed hands on turnrows than in every bank lobby in America. No conference table. No ceremony. A straight conversation between people who know what the ground is worth.

That's the deal we run. Turnrow Capital does one thing: business-purpose loans secured by non-owner-occupied agricultural land. Vineyards in an AVA, wineries with tasting rooms, row-crop ground, ranches, orchards, and the raw acreage that will become all of the above. Because we specialize, we can underwrite what generalist lenders can't — water rights, permanent plantings, AVA premiums, grazing capacity, transitional use — and because we lend on the asset, we never need your tax returns to say yes.

The program is deliberately narrow — up to $1.5M, 70% LTV, 680 credit, all 50 states — so every file moves fast and every answer is straight. The way a turnrow conversation should be.