Bridge · non-owner-occupied · no-doc
Bridge loans for land that can't wait
Close in weeks, not seasons. Short-term agricultural land bridge financing for time-sensitive purchases, 1031 exchanges and note payoffs.
Up to $1.5M
Loan amounts
70%
Max LTV
680+
Credit minimum
No doc
No tax returns or financials
Built for moments like these
- →1031 exchange deadlines on replacement farmland
- →Winning an auction with cash-equivalent certainty
- →Paying off a maturing balloon before default
- →Securing land now, arranging FSA or Farm Credit later
How underwriting works
We order an appraisal and review title, water rights, access and agricultural use. The loan is sized against appraised value — up to 70% — and priced on the asset, not your income. A 680+ credit score and a business-purpose use are the only borrower boxes to check.
Loans close in the name of an individual, LLC, trust or partnership. The property must be non-owner-occupied: an investment, an expansion, or a working operation you don't live on.
Available in all 50 states: Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware and 42 more.