Lending in California (CA) · statewide
Agricultural land loans in California
Turnrow finances non-owner-occupied agricultural real estate across California — Napa and Sonoma vineyards, Central Valley orchards, almonds and citrus. Loans up to $1.5M at up to 70% LTV, with no tax returns and no financials.
How it works in California
Whether the collateral is Napa and Sonoma vineyards or any other working ground, underwriting is the same everywhere we lend: appraised value, water, access and agricultural use. A 680+ credit score qualifies the borrower; the land carries the rest.
We close to individuals, LLCs, trusts and partnerships, on purchases, refinances, cash-out and bridge timelines. Because the loan is business-purpose and asset-based, California files move from application to term sheet in 24–48 hours.
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